Commercial Underwriter
First Bank

Newport Beach, California

This job has expired.


Position Details

Commercial Underwriter

Underwriter within Credit Administration, possessing a thorough knowledge of all types of commercial credit transactions and complexity levels with a focus on C&I Lending. Participate in special assignments and projects as appropriate. The ideal candidate will be seeking a career in banking, progressing into Senior Credit Administration or Line of Business roles.

What You Will Be Doing

  • Prepare credit approval offerings for all types of transactions and levels of complexity. Credit approval documents will include but not be limited to new and renewal loan offerings and modifications. May include various pre- and post-approval activities as necessary.
  • Complete knowledge of underwriting activities, practices, tools and considerations, and the ability to manage the complete underwriting process. Expect to serve as a subject matter expert and resource on credit structuring.
  • Uses independent judgement to identify and mitigate risks, prepare offerings and risk ratings by analyzing credit, collateral and financial worthiness of borrowers, guarantors and credit structure. Ensures credit quality and portfolio integrity are given the highest consideration when making credit decisions.
  • Active participant in the deal team, working closely with relationship managers, senior leaders and credit administration
  • Strategic, forward-thinking individual providing provocative insight, may work alongside relationship management in prospecting efforts
  • Provide recommendations on credit decisions for Executive Loan Committee supported by commentary and analysis. Expect to actively participate in committee presentations and discussion.
  • Develop a strong working knowledge of the Bank’s internal commercial loan policy, ensuring compliance and any relevant exceptions are identified and mitigated.
  • Ongoing portfolio monitoring and servicing with renewals, amendments, modifications and relationship reviews, if applicable. Support covenant monitoring and compliance efforts. Work with Credit Review team to ensure file inconsistencies and inaccuracies are resolved.
What Do You Need for this Position?

  • Bachelor's degree (B. A.) or BB or MBA from four-year college or university is preferred
  • A minimum of five years experience and/or training in a financial services environment
  • Completion of a formal commercial credit training program (or equivalent work experience in this field) is preferred
  • Proficient in Microsoft Office
  • Works well in a dynamic environment, managing multiple tasks and an, at times, stressful environment
  • The ability to execute these job responsibilities independently and autonomously as well as to collaborate with team members is an important aspect of the position.
About Us

Be a part of a growing company that is truly committed to its employees and clients. Consider joining the First Bank family. As a member of our family, you are part of one of the largest independent banks in the U.S. We are proud of our growth and success over the past 100 years and look forward to a bright and promising future.
Diversity

At First Bank one of our biggest strengths is the diversity of our people. Our mission is to capitalize on the diversity of our associates and promote personal and professional development throughout every area of the organization. We encourage diversity by actively seeking employees from various backgrounds, walks of life, and job skills. We strongly encourage you to apply whenever a First Bank job opportunity interests you.

First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status.

Attn: Applicants interested in a San Francisco based position: First Bank will consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance.

Additional Details

Min: $91,000 Mid: $113,500 Max: $136,000


This job has expired.

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