Consumer Underwriter II
Lake Trust Credit Union

Brighton, Michigan

This job has expired.


Consumer Underwriter II

More Than A Job!

Why do you work each day? To us, our jobs are not just something we do to make a living, it's a way to live. We work to support our members; whether celebrating moments of joy, finding a solution to an obstacle, or offering encouragement through a time of struggle. The worth of our work isn't measured in dollars and cents, it's seen in our communities and felt by the people who believe in us.

Benefits Include

  • Financial wellbeing services
  • 401(K) matching with up to 5% match
  • Reduced health insurance
  • Employee wellbeing services
  • DE&I initiatives
  • Work-life integration

What You'll Do

Underwrite direct and indirect consumer loans received through all delivery channels. Underwrite home equity loans, approve home appraisals and boat surveys. Review and approve equity title work policies. Review Mortgage Center Speed Memos. Make decisions to approve, counter approve or deny loan requests for internal and external members. Regularly communicate with other internal members and respond to questions concerning consumer loans. Make moderately complex loan decisions based on the overall worthiness of the borrower to achieve meeting our memberships borrowing needs and Company lending objectives. Consistently deliver high quality, knowledgeable and responsive service to the internal team members. Look for cross-sell opportunities and work with loan originators to develop multiple options for our membership to improve their financial well-being. Be a lead underwriter for DROs to contact with questions pertaining to indirect applications. Has authority to review and decision member loan appeals.

  • Underwrite various consumer loan applications from delivery channels and analyze the information provided. Request additional information from team members as required.
  • Review Mortgage Investments.
  • Underwrite home equity loans, approve home appraisals and boat surveys. Review equity title work policies.
  • Functions as a primary point of contact via multiple communication channels for: Dealer Relations Officers, indirect dealers and internal members, for communication related to underwriting decisions,
  • Maintains the highest levels of risk management while simultaneously providing service that elicits exceptional member experiences.
(Note: Must be available to work 7:45AM -7:00PM Monday through Friday & 9:00AM -4:00PM Saturdays)

What You'll Bring - Level II

  • High School Diploma (GED) is required.
  • Two-three (2-3) years lending experience required.
  • Proven ability to support a strong member service culture.
  • Excellent problem-solving and communication skills.
  • Flexible work schedule meeting the needs of the membership and dealerships

What You'll Get
  • Ability to collaborate and build a sense of togetherness that contributes to a positive work environment.
  • Being open to change and embracing new opportunities can lead to diverse experiences and career advancement.
  • By prioritizing member wellbeing, which leads to increase engagement, improved team dynamics, higher levels of motivation and a stronger community culture.


This job has expired.

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