Undergraduate Intern - Credit Analyst
Amerant

Credit Analyst Intern - Amerant Bank

Help Amerant shape our continued success by pursuing a career you feel good about. We are seeking bright, innovative Interns to join our talent community inCredit Analysis.

The Credit Analyst intern role provides the opportunity to excel and to set in motion a Career Path. The role requires the maturity to take on challenges, the desire to learn, and the desire to be part of a team. Our success relies on the passion we put on everything we do.

This internship is full of opportunities to participate collaboratively in various projects and additional assignments that directly contribute to the success of the unit you assist. In addition, the intern will have opportunities to interact and be mentored by executives and senior leadership.

Upon completion of the intern program there is potential to obtain a full-time offer.

About Amerant Bank

At Amerant, employees can build solid careers and make contributions to our dynamic environment. As we continually evolve and move forward to keep pace with the needs of our customers who are transacting business within our markets, we draw upon the talent of our employees to identify new solutions and innovative ideas. We value the unique contribution of each employee and create a culture to combine this individuality to create a thriving and visionary organization.

The Amerant culture is one that embraces social responsibility. We take our leadership role in the community seriously and reach out to make the markets we serve better places to live and work. Throughout our almost 40-year history, employees have been an integral part of expressing care and concern for our neighbors. Countless volunteer hours create lasting changes in our communities and provide forums for employees who work together to have fun together, too. Our priority is to support the organizations whose causes mean the most to our employees and customers. Amerant Bank is an equal opportunity employer.

Growth in Competence and Knowledge:

• This intern position provides participants exposure to Credit Analysis.
• Intern will be required to successfully complete all required course work within the allotted timeframe.
• Progress will be monitored by the intern’s performance of required tasks by collaborative coaches, senior management, and the intern program director.
• Interns will be assigned to an intern manager and will also gain exposure to multiple departments at the bank.
• Interns will work with teammates and their manager on projects important to the bank's goals. On the job learning will be provided.
• Interns will participate in team meetings, training, and presentations as available
• Interns will complete a 12-week curriculum, marked with specific milestones.

• Specifically, the purpose is to provide participants with basic skills in credit analysis, loan negotiation and structure
• Gain an understanding of & the purpose of our Credit Policy so to further understand how it affects credit decisions.
• Progress will be monitored by the Interns performance of required tasks by key trainers as well as senior management.
• Analyze credit data and financial statements to determine the degree of credit risk involved in extending credit or lending money.
• Interact with loan officers in order to enhance the quality of information required for underwriting purposes.
• Spread financial statements and prepare comprehensive financial analysis on the creditworthiness of the borrower

• Must be an enrolled student at Florida International University, Barry University, or Florida Memorial University
  • All other applicants from different schools will not be considered at this time
• Minimum of 2 years college education in Business, Finance, or job-related degree. Seeking 2024 and 2025 Graduates.
• Must be a team player and maintain a professional image
• Must be able to prioritize work and effectively manage time.
• Displays a high level of professionalism
• Good quality computer skills, including Microsoft Word, Excel and PowerPoint
• Excellent interpersonal relations skills.
• Good written and verbal communication skills.
• Detail oriented and self-motivated.
• Ability to handle multiple tasks in a fast-paced environment.
• Comfortable interacting with senior management and / or non-technical members of the organization